Uber & Lyft accidents
- Rideshare passengers
- Hit by a rideshare driver
- Rideshare drivers
- Delivery app drivers
Hurt in an Uber or Lyft?There may be $1 million in coverage.
Rideshare companies carry big policies, but which one applies depends on what the app was doing at the moment of the crash. Kevin knows how to find out. Kevin Butler is a Florida trial lawyer and a Major in the Florida Army National Guard, and he brings that same discipline to every case. Hablamos español.
Whether you were a passenger, the rideshare driver, or another driver or pedestrian hit by one, Florida law requires specific insurance for rideshare trips. Getting to it takes knowing the rules.
Which policy pays depends on whether the driver was logged into the app, waiting for a ride request, on the way to a pickup, or carrying a passenger at the moment of the crash. Florida law requires $1 million in coverage while a passenger is in the car and lower limits during other phases, but the companies and their insurers routinely dispute which phase applied. Kevin obtains the app data and trip records that settle the question.
Getting the coverage question wrong can mean the difference between a $1 million policy and a driver's personal policy that excludes commercial use. Kevin identifies every available layer, including the rideshare company's coverage, the driver's personal policy, the other driver's coverage and your own uninsured motorist coverage, and pursues all of them.
Florida's rideshare law sets different insurance minimums depending on whether the driver was waiting for a request or on a trip.
From the moment a ride is accepted until the passenger gets out, at least $1 million in liability coverage is required.
Fla. Stat. § 627.748When the driver is logged in but has no ride, lower limits apply: $50,000 per person and $100,000 per crash.
Fla. Stat. § 627.748The deadline for negligence claims arising after March 24, 2023.
HB 837 (2023)General information, not legal advice. Every case has its own facts and deadlines can change. Call for a review of your specific situation.
At a large firm, your file can pass through a dozen hands before anyone who will stand in front of a jury reads it. At The Law Office of Kevin Butler, the attorney you meet at your first consultation is the attorney who investigates your case, negotiates with the insurance company, and tries the case if the insurance company will not pay what it owes.
Served on the trial team that obtained it.
Resolved in 2021.
Brought to trial in under three years.
The lawyer you hire is the lawyer who handles your case to the finish.
Kevin has spent his career on one side of the courtroom: the injured person's side. He has never represented an insurance company. He founded his firm in 2016 and built it on car crash, premises and wrongful death cases, then spent more than three years as a senior medical malpractice litigation attorney at one of the largest injury firms in the country, trying complex cases before Florida juries. In 2026 he returned to his own practice to give clients what large firms cannot: direct access to the lawyer handling their case.
Every case is different. Past results do not guarantee or predict a similar outcome.
No intake clerk, no runaround. If your case is one Kevin cannot take, he will tell you promptly so you can protect your rights elsewhere.
You talk to Kevin, not an intake clerk, about what happened and what your options are. There is no charge and no obligation.
Kevin gathers the evidence early: crash reports, video, medical records, witness statements, and in medical cases, the physician review Florida law requires before a malpractice suit can be filed.
He builds the case and presents it to the insurance company with a clear demand backed by evidence.
If the insurer will not pay what your case is worth, he files suit and prepares it for a jury. Insurance companies know which lawyers try cases. That knowledge changes their offers.
The Army taught him to run a complex operation with discipline and no wasted motion. That is how he runs a case.
Kevin has served in the Florida Army National Guard since 2011 and holds the rank of Major, serving as a Brigade Logistics Officer. He brings that discipline to the courtroom, along with an MBA that lets him read an insurer's numbers the way their adjusters do.
You will have Kevin's direct contact information, and he returns calls. You will get straight answers about what your case is worth, including when the honest answer is that a case is not viable.
Selected to Super Lawyers Rising Stars, 2023, 2024 and 2025.
Clients say the same things again and again: he calls back, he explains every step, and he treats them like family. Here is what they wrote, in their own words.
"Kevin kept me calm, advised me every step of the way to the greatest possible outcome."
"He treated me like a 'million dollar client.' He returned every phone call, settled the claim within an appropriate time frame."
"Kevin is an awesome attorney. He has integrity and genuine concern for his clients."
"Kevin was treating me as part of his family making sure everything was done correctly."
"He answered all of my questions very quickly with little to no wait at all."
Personal injury and medical malpractice cases are handled on a contingency fee. You pay nothing up front, and if there is no recovery you owe no attorney's fees and no costs. The details are spelled out in a written agreement you review and sign before we begin.
Free first consultation, in person or virtual. Bring your questions and your records.
Upfront. No retainer, no hourly billing, no invoice while your case is open.
Until we win. If there is no recovery, you owe no attorney's fees and no costs.
Usually the claim goes against the insurance the company must carry, not the company itself. What matters is getting to that coverage.
As a passenger on an active trip, the rideshare's $1 million policy may apply, along with the other driver's insurance if they caused the crash.
Yes. Florida PIP generally pays first for your medical bills, then the liability claim covers the rest.
Sí. Kevin habla español y puede atender su consulta gratuita completamente en español.